Welcome to OptimRisk™ — Empowering Smarter Financial Decisions
OptimRisk™ is an innovative suite of tools designed to help individual investors and financial advisors make more informed, confident financial decisions.
At the heart of every OptimRisk™ tool is a single, unifying principle: the importance of accurately assessing and deeply understanding an investor’s unique risk tolerance — their willingness to engage in actions where outcomes are uncertain and potential losses are possible.
Unlike traditional methods that rely on generic assumptions, OptimRisk™ leverages cutting-edge research and behavioral science to deliver a more precise, personalized view of each investor’s risk preferences. By capturing the nuances of how individuals perceive and respond to risk, OptimRisk™ equips users with actionable insights that enhance portfolio design, goal setting, and overall financial planning strategies.
Whether you are an individual seeking greater clarity about your financial comfort zone or a financial advisor aiming to better serve your clients, OptimRisk™ provides the science-backed foundation you need to align financial strategies with true risk preferences — driving better outcomes and greater peace of mind.
Choose Your OptimRisk™ Tool
| What’s Your Typology? | What is the Risk of Your Portfolio? | How Do You Stack Up Against Others? |
| Learn about your risk-tolerance typology using the Grable & Lytton scale | Estimate the riskiness of your portfolio and compare your Typology risk score to your portfolio score | Be among the first to take the “new” OptimRisk™ risk-tolerance assessment |
| The Grable & Lytton scale is the #1 assessment tool in use worldwide today | Does your portfolio match your risk tolerance? This tool will help you find out | This tool is the most accurate, insightful, and fun risk-tolerance assessment in the marketplace today |
| A risk-taking typology refers to your classification or categorization based on your approach to risky financial decision-making. Your typology describes how willing you are to take risks, particularly in the context of financial, business, or personal decisions. The typology is also helpful in guiding the development of strategies that account for the risk you are willing to accept in exchange for potential returns. | The OptimRisk™ Portfolio Risk Estimator estimates a score on the same scale as the Grable & Lytton risk-tolerance quiz. You can quickly determine how closely your portfolio matches your willingness to take risk. | After taking this OptimRisk™ assessment you will: 1. Learn about how much risk you are really willing to take. 2. How others like you invest their money. 3. How well your risk tolerance matches your ability to take risk and your past experience. |
| Take the Quiz | Take the Quiz | Take the Quiz |
Important Disclaimer Regarding OptimRisk™ Tools and Outputs
The developers of OptimRisk™ do not provide financial planning, investment, legal, accounting, retirement planning, portfolio management, or any other advisory services. OptimRisk™ assessments, typologies, tools, reports, and related materials are provided strictly for informational and educational purposes. They do not constitute, and should not be interpreted as, financial advice, investment advice, legal advice, or any form of professional recommendation.
Users are solely responsible for exercising their own independent judgment in evaluating the relevance, applicability, and appropriateness of any OptimRisk™ output. This includes, but is not limited to, consideration of each user’s individual risk preferences, asset perceptions, financial knowledge, investment objectives, personal financial circumstances, and any explicit or implicit portfolio constraints. Users must also independently consider prevailing and anticipated market conditions when reviewing OptimRisk™ materials.
OptimRisk™ typologies, classifications, and modeling outputs are intended to serve as generalized frameworks or reference points. They are not individualized financial plans or investment strategies. OptimRisk™ does not account for a user’s specific investment goals, time horizon, market outlook, tax situation, or unique financial needs. Accordingly, OptimRisk™ outputs should not be relied upon as the sole basis for making investment, financial planning, or other financial decisions.
All outputs generated by OptimRisk™, including assessments, reports, and typology classifications, are intended to facilitate discussion and further evaluation with a qualified financial advisor or other licensed professional. Under no circumstances should any OptimRisk™ material be construed as a solicitation, recommendation, endorsement, or offer to buy, sell, or hold any specific security, asset, investment product, or strategy.
Use of OptimRisk™ tools and materials is at the user’s own risk. OptimRisk™ and its developers expressly disclaim any and all liability for any direct or indirect loss or damage arising from the use or reliance upon OptimRisk™ assessments, tools, reports, typologies, or related content.