Risk Tolerance Publications

Kruger, M., Grable, J. E., & Fallaw, S. S. (2017). An evaluation of the risk-taking characteristics of affluent households. Journal of Financial Planning, 30(7), 39-47.

Rabbani, A. G., Grable, J. E., Heo, W., Nobre, L., & Kuzniak, S. (2017). Stock market volatility and changes in financial risk tolerance during the Great Recession. Journal of Financial Counseling and Planning, 28(1), 140-154.

Grable, J. E., Joo, S., & Kruger, M. (2017). Wealth accumulation status: An exploratory study of the role saving and inheritances play in shaping wealth accumulation status. Korean Financial Planning Review, 10(2), 173-199.

Grable, J. E., Kruger, M., & Fallaw, S. S. (2017). An assessment of wealth accumulation tasks and behaviors. Journal of Financial Service Professionals, 71(1), 55-70.

Brayman, S., Grable, J. E., Griffin, P., & Finke, M. (2017). Assessing a client’s risk profile: A review of solution providers. Journal of Financial Service Professionals, 71(1), 71-81.

Grable, J. E., Heo, W., & Kruger, M. (2016). The intertemporal persistence of risk tolerance scores. Journal of Financial Planning, 29(8), 42-51.

Heo, W., Nobre, L. H., Grable, J. E., & Ruiz-Menjivar, J. (2016). What role does financial risk tolerance play in mediating investing behavior? Journal of Financial Service Professionals, 70(5), 42-51.

Heo, W., Grable, J. E., O’Neill, B. (2016). Wealth accumulation inequality: Does investment risk tolerance and equity ownership drive wealth accumulation? Social Indicators Research. doi 10.1007/s11205-016-1359-5

Heo, W., Grable, J. E., Nobre, L., & Ruiz-Menjivar, J. (2016). An estimate of the mediation effect of risk tolerance between marital status and investing behavior. International Journal of Home Ecology, 17(1), 1-16.

Nobre, L. H. N., Grable, J. E., da Silva, W. V., & da Veiga, C. P. (2016). A cross cultural test of financial risk tolerance attitudes: Brazilian and American similarities and differences. International Journal of Economics and Financial Issues, 6, 314-322.

Kuzniak, S., Rabbani, A., Heo, W., Ruiz-Menjivar, J., & Grable, J. E. (2015). The Grable and Lytton risk tolerance scale: A 15-year retrospective. Financial Services Review, 24, 177-192.

Brown, J. M., & Grable, J. E. (2014). Sibling position and risk attitudes: Is being an only child associated with a person’s risk tolerance? Journal of Financial Therapy, 5(2), 19-36.

Grable, J. E., & Rabbani, A. (2014). Risk tolerance across life domains: Evidence from a sample of older adults. Journal of Financial Counseling and Planning, 25(2), 174-183.

Grable, J. E., & Heo, W. (2014). Introduction to Financial Risk Tolerance. Korean Financial Planning Association Journal.

Grable, J. E., & Carr, N. A. (2014). Risk tolerance and goal-based financial planning. Journal of Financial Service Professionals, 68(1), 12-14.

Cupples, S., Rasure, E., & Grable, J. E. (2013). Educational achievement as a mediator between gender and financial risk tolerance: An exploratory study. Ewha Journal of Social Sciences, 6, 151-180.

Fernatt, F., Stolberg, S., Blue, J., & Grable, J. E. (2012). A risk-tolerance paradox: Are payday and car title loan customers really more risk tolerant than others? International Review of Social Sciences and Humanities, 3(2), 214-229.

Grable, J. E., Park, J-Y, Choe, H. C. (2011). Anticipating changes in client risk tolerance: A financial planning perspective. Financial Planning Review, 4(1), 1-9.

Grable, J. E., & Britt, S. L. (2011). An investigation of response bias associated with electronically delivered risk-tolerance assessment. Journal of Financial Therapy, 2, 43-52.

Gilliam, J. E., Goetz, J., & Grable, J. E. (2011). Inter-observer risk-tolerance agreement between husbands and wives. Journal of Business and Economics Research, 9(2), 17-26.

Grable, J. E., & Britt, S. L. (2011, January). A test of the video narration effect on financial risk-tolerance assessment. Journal of Financial Planning: Between the Issues. Available at: http://www.fpanet.org/journal/BetweentheIssues/LastMonth/Articles/ATestoftheVideoNarrationEffect

Grable, J., Joo, S., Park, J. (2010). Cross cultural risk-tolerance self-evaluation bias: Comparing South Koreans and Americans. Asian Economic Review, 69(1), 261-274.

Gilliam, J., Chatterjee, S., & Grable, J. (2010). Measuring the perception of financial risk tolerance: A tale of two measures. Journal of Financial Counseling and Planning, 21(2), 30-43.

Gilliam, J., & Grable, J. E. (2010). Risk tolerance estimation bias: Do married women and men differ. Journal of Consumer Education, 27(1), 45-58.

Grable, J. E., & Schumm, W. (2010). An estimate of the reliability of the Survey of Consumer Finances risk-tolerance question. Journal of Personal Finance, 9, 117-131.

Roszkowski, M. J., & Grable, J. E. (2010). Gender Differences in Personal Income and Financial Risk Tolerance: How Much of a Connection? (Brief Report). The Career Development Quarterly, 58, 270-275.

Grable, J. E., Joo, S-H., & Park, J-Y. (2009). Self-evaluation bias in risk tolerance: Comparing South Koreans and Americans. Financial Planning Review 2(2), 1-20.

Grable, J. E., McGill, S., & Britt, S. (2009). Risk Tolerance Estimation Bias: The Age Effect. Journal of Business & Economics Research, 7(7), 1-12.

Grable, J. E., Roszkowski, M. J., Joo, S-H., O’Neill, B., & Lytton, R. H. (2009). A test of the relationship between self-classified financial risk-tolerance and investment risk-taking behavior. International Journal of Risk Assessment and Management, 12, 396-419.

Roszkowski, M. J., & Grable, J. E. (2009). Evidence of lower risk tolerance among public sector employees in their personal financial matters. Journal of Occupational and Organizational Psychology, 82, 453-463.

Joo, S-H., Durband, D. B., & Grable, J. E. (2009). The academic impact of financial stress on college students. Journal of College Student Retention, 10, 287-305.

Grable, J. E., Park, J. Y., & Joo, S. (2009). Explaining financial management behavior for Koreans living in the United States. Journal of Consumer Affairs, 43, 80-107.

Grable, J. E., & Roszkowski, M. J. (2008). The influence of mood on the willingness to take financial risks. Journal of Risk Research, 11, 905-925.

Grable, J. E. (2008). RiskCAT: A framework for identifying maximum risk thresholds in personal portfolios. Journal of Financial Planning, 21 (10), 52-62.

Grable, J. E., Britt, S., & Webb, F. (2008). Environmental & biopsychosocial profiling as a means for describing financial risk-taking behavior. Financial Counseling and Planning, 19(2), 3-18.

Grable, J. E., & Roszkowski, M. J. (2007). Self-assessment of risk tolerance by women and men. Psychological Reports, 100, 795-802.

Grable, J. E., Lytton, R. H., O’Neill, B., Joo, S-H., & Klock, D. (2006). Risk tolerance, projection bias, vividness and equity prices. Journal of Investing, 15 (2), 68-74.

Roszkowski, M. J., & Grable, J. E. (2005). Estimating risk tolerance: The degree of accuracy and the paramorphic representations of the estimate. Financial Counseling and Planning, 16 (2), 29-48.

Roszkowski, M. J., & Grable, J. E. (2005). Gender stereotypes in advisors’ clinical judgments of financial risk tolerance: Objects in the mirror are closer than they appear.  Journal of Behavioral Finance, 6, 181-191.

Roszkowski, M. J., Davey, G., & Grable, J. E. (2005). Insights on measuring risk tolerance from psychology and psychometrics. Journal of Financial Planning, 18 (4), 68-76.

Grable, J. E., & Joo, S-H.(2004). Environmental and biopsychosocial factors associated with financial risk tolerance. Financial Counseling and Planning, 15 (1), 73-88.

Grable, J. E. (2004). Assessing financial risk-tolerance attitudes using semantic differential scales. Journal of Personal Finance, 3 (3), 68-88.

Grable, J. E., Lytton, R. H., & O’Neill, B. (2004). Projection bias and financial risk tolerance. The Journal of Behavioral Finance, 5, 240-245.

Grable, J. E., & Lytton, R. H. (2003). The development of a risk assessment instrument: A follow-up study. Financial Services Review, 12, 257-274.

Grable, J. E., & Lytton, R. H. (2001). Assessing the concurrent validity of the SCF risk assessment item. Financial Counseling and Planning, 12 (2), 43-52.

Grable, J. E. (2000). Financial risk tolerance and additional factors which affect risk taking in everyday money matters. Journal of Business and Psychology, 14 (4), 625-630.

Grable, J. E., & Lytton, R. H. (1999). Assessing financial risk tolerance: Do demographics, socioeconomic, and attitudinal factors work? Family Economics and Resource Management Biennial, 3, 80-88.

Grable, J. E., & Lytton, R. H. (1998). Investor risk tolerance: Testing the efficacy of demographics as differentiating and classifying factors. Financial Counseling and Planning, 9, 61-74.

Grable, J. E., & Joo, S. (1997).  Determinants of risk preference: Implications for family and consumer science professionals. Family Economics and Resource Management Biennial, 2, 19-24.